Khuphela UnitedHealthcare - Health Insurance

Khuphela UnitedHealthcare - Health Insurance,

I-UnitedHealthcare (UHC) yenye yee- inshurensi ezinkulu zezempilo eUnited States. Inxalenye yeQela le-UnitedHealth, i-UHC inikezela ngezicwangciso ezahlukeneyo zeinshurensi yezempilo kubantu, iintsapho, kunye namashishini. Inkampani isebenzela izigidi zamalungu kwaye yaziwa ngothungelwano olubanzi lwababoneleli bezempilo, iinkqubo ezintsha zempilo, kunye nezisombululo zeinshurensi ezibanzi.

Khuphela UnitedHealthcare - Health Insurance

Iindidi zeziCwangciso ze-Inshurensi yezeMpilo

I-UnitedHealthcare ibonelela ngoluhlu olubanzi lwezicwangciso zeinshurensi yezempilo eyenzelwe ukuhlangabezana neemfuno ezahlukeneyo. Ezi ziquka:

IziCwangciso zoMntu kunye noSapho:

• I-HMO (i-Health Maintenance Organization): Ifuna amalungu ukuba asebenzise inethiwekhi yoogqirha kunye nezibhedlele. Ugqithiso lukagqirha olusisiseko (PCP) luhlala luyimfuneko ukubona iingcali.
• I-PPO (uMbutho woMboneleli oKhethekileyo): Inikezela ngokuguquguquka ngakumbi ekukhetheni ababoneleli bezempilo kwaye ayidli ngokufuna ukuthunyelwa kwiingcali. Amalungu anokubona nawuphi na ugqirha, kodwa ukunakekelwa kwangaphandle kwenethiwekhi kubiza ngaphezulu.
• I-EPO (uMbutho wababoneleli abaKhethekileyo): Iyafana neePPO kodwa ayikhuphi ukhathalelo lwangaphandle kwenethiwekhi ngaphandle kweemeko ezingxamisekileyo.
• I-POS (Inqaku leNkonzo): Idibanisa iimpawu ze-HMO kunye nezicwangciso ze-PPO. Amalungu adinga ukuthunyelwa kwe-PCP ukubona ingcali kodwa abe nokuguquguquka kokuphuma ngaphandle kwenethiwekhi ngexabiso eliphezulu.

Izicwangciso zeMedicare:

• IziCwangciso ze-Medicare Advantage (Icandelo C): Izicwangciso zonke ezidibanisa i-Medicare Part A (i-inshurensi yesibhedlele) kunye neCandelo B (i-inshurensi yezonyango), ehlala iquka iCandelo D (iyeza elichazwe ngugqirha) kunye neenzuzo ezongezelelweyo ezifana nezinyo, umbono, kunye nokuphila kakuhle. iinkqubo.
• I-Inshurensi ye-Medicare Supplement (Medigap): Inceda i-inshurensi yeendleko ezingahlawulwanga yi-Original Medicare, njenge-copayments, i-coinsurance, kunye ne-deductibles.

Izicwangciso ezixhaswe ngumqeshi:

IziCwangciso zeQela eliNcinci kunye nelikhulu: Izisombululo ze-inshurensi yempilo enokwenziwa ngokwezifiso kumashishini abo bonke ubukhulu. Kubandakanya iinketho ezifana ne-HMO, i-PPO, kunye nezicwangciso zempilo eziphezulu ze-deductible (HDHP) ezidityaniswe ne-Health Savings Accounts (HSAs).

Izicwangciso zeMedicaid:

Izicwangciso ezilawulwayo zokhathalelo lwabantu kunye neentsapho ezifanelekileyo kwi-Medicaid, ezinikezela ngoluhlu lweenzuzo kunye neenkonzo ezilungiselelwe iimfuno ezithile zikarhulumente.

IiNkqubo neeNkonzo eziQalayo

I-UnitedHealthcare yamkelwa ngendlela yayo entsha yolawulo lwezempilo kunye nokhathalelo lwesigulana. Ezinye iinkqubo eziphambili kunye neenkonzo ziquka:

Impilo kunye noNonophelo loThintelo:

• Iinkqubo zempilo ezikhuthaza indlela yokuphila enempilo ngokusebenzisa inkuthazo kunye noqeqesho lwezempilo lomntu.
• Iinkonzo zokhathalelo lothintelo zigutyungelwe ngaphandle kweendleko ezongezelelweyo, kubandakanywa ugonyo, ukuhlolwa, kunye nokuhlolwa konyaka.

Iinkonzo zempilo:

Undwendwelo olubonakalayo oluvumela amalungu ukuba adibane nababoneleli bezempilo besuka kubuntofontofo bamakhaya abo, ngakumbi kunenzuzo kwimiba emincinci yempilo kunye nokuqeshwa kokulandelela.

Iinkonzo zoKhemesti:

• Ugutyulo olubanzi lwamayeza amiselweyo kunye nothungelwano olubanzi lweekhemesti.
• Iinkonzo zekhemesti eziodola ngeposi ukulungiselela ukuhanjiswa kwamayeza ekhaya.

ULungelelaniso lweNkathalelo kunye noLawulo:

• Iinkqubo zokulawula iimeko ezingapheliyo ezibonelela ngenkxaso kumalungu aneemeko ezifana nesifo seswekile, isifo senhliziyo, kunye ne-asthma.
• Ulungelelwaniso lokhathalelo lomntu kwiimfuno zempilo ezinzima, ukunceda amalungu ajikeleze inkqubo yokhathalelo lwempilo kunye nokufikelela kukhathalelo olufanelekileyo.

Uthungelwano lwababoneleli

I-UnitedHealthcare iqhayisa enye yeenethiwekhi ezinkulu zababoneleli kweli lizwe, ukuqinisekisa ukuba amalungu anokufikelela kuluhlu olubanzi lwabasebenzi bezempilo kunye nezibonelelo. Inethiwekhi ibandakanya:

• oogqirha bonyango lokuqala
• Iingcali
• Izibhedlele kunye neekliniki
• Amaziko ononophelo olungxamisekileyo
• Iikhemesti

Inkxaso yoMthengi kunye neZibonelelo

I-UnitedHealthcare igxininisa inkonzo ebalaseleyo yabathengi, inikezela ngezixhobo ezahlukeneyo ukunceda amalungu ukuba enze izigqibo ezinolwazi malunga nempilo yabo kunye ne-inshurensi. Ezi zixhobo ziquka:

I-Portal yeLungu le-Intanethi: Iqonga elisebenziseka lula apho amalungu anokulawula isicwangciso sabo sempilo, ajonge amabango, afumane ababoneleli, kwaye afikelele kwizibonelelo zempilo.
I-App ye-Mobile: Inikezela ngokufikelela kulwazi lwesicwangciso sezempilo, amakhadi e-ID yedijithali, kunye neenkonzo zempilo yomnxeba.
Inkxaso yoMthengi: Ifumaneka ngefowuni kunye nengxoxo ye-intanethi ukuncedisa imibuzo malunga nokugubungela, amabango, kunye neenzuzo.

Ukuqukumbela

I-UnitedHealthcare igqamile kwishishini le-inshurensi yezempilo kunye noluhlu lwayo olubanzi lwezicwangciso, iinkqubo ezintsha zempilo, kunye nothungelwano olubanzi lwababoneleli. Nokuba abantu bazifunela bona, iintsapho zabo, okanye ngabaqeshi babo, i-UHC ibonelela ngezisombululo ezenzelwe ukuxhasa impilo kunye nokuphila kakuhle. Ngokuqhubekayo ukuguquka ukuhlangabezana neemfuno zamalungu ayo, i-UnitedHealthcare ihlala iphambili kwi-inshurensi yezempilo e-United States.

UnitedHealthcare - Health Insurance Iinkcukacha

• Iqonga: Android
• Udidi: App
• Ulwimi: IsiNgesi
• Ubungakanani Befayile: 26.44 MB
• Ilayisensi: Mahala
• Umthuthukisi: UNITED HEALTHCARE SERVICES, INC.
• Uhlaziyo lwamva nje: 24-05-2024
• Khuphela: 1